These Terms of Service (the “Terms”) form a binding agreement between you and the operator of INSIDER SCANNER (“INSIDER SCANNER”, “we”, “us”) governing your access to and use of the INSIDER SCANNER website and any content, data, pages, feeds or features made available through it (together, the “Service”).
By accessing the Service, creating an account, or continuing to use the Service after these Terms change, you accept these Terms in full. If you do not accept them, you must stop using the Service.
These Terms incorporate our Privacy Policy and our Disclaimer by reference. Where the Disclaimer and these Terms address the same subject, the more protective statement applies.
You may use the Service only if you are at least 18 years old and legally capable of entering into a binding contract. The Service is not directed at children, and we do not knowingly collect information from anyone under 18.
You are responsible for ensuring that your use of the Service is lawful where you live. The Service is made available on an “as available” basis worldwide; we make no representation that the Service, or the information on it, is appropriate or permitted in any particular jurisdiction. If access would breach local law, you must not access it.
INSIDER SCANNER collects information that is already public — principally Form 4 insider-transaction filings published by the United States Securities and Exchange Commission, and stock-transaction disclosures published by members of the United States Congress — and applies a rules-based scoring model to it. The output is published as general commentary and research.
The Service is impersonal and identical for every reader. It is published regularly, it is available to the public, and it is not based on, tailored to, or responsive to the individual circumstances, objectives, financial situation or holdings of any reader. We do not know your circumstances and do not wish to be told them.
We do not execute transactions. The Service has no connection to any broker, exchange or custodian. It cannot place, modify or cancel an order, and it never takes custody or control of money or securities. Every transaction you enter is placed by you, with your own broker, on your own judgement.
Nothing on the Service is investment advice. No content on the Service is a recommendation, offer, solicitation or inducement to buy, sell, hold or otherwise deal in any security or financial instrument, nor an assurance that any security is suitable or appropriate for you.
We are not registered as an investment adviser, broker-dealer, financial adviser or in any comparable capacity in the United States or any other jurisdiction, and we do not act as one. Using the Service does not create an advisory, fiduciary, brokerage, agency or professional relationship of any kind between you and us.
Ratings, scores, model targets, holding periods, allocation percentages and any similar figures describe the behaviour of an automated model. They are descriptions of a model's output, not recommendations to you and not predictions of what any security will do. A percentage allocation shown alongside a signal describes how the model weights a position within its own hypothetical portfolio; it is not a suggestion about how much of your money to commit to anything, and that percentage is identical for every reader regardless of their own circumstances.
The optional portfolio tracker's dollar figures are arithmetic, not advice. If you choose to log holdings in the portfolio tracker, the Service may multiply a total you have entered by a signal's allocation percentage and display the result next to that signal. This is a mechanical calculation performed only on numbers you typed in yourself — it is not analysis of your actual finances, we do not verify or have access to your real accounts, and the same limitations in this section apply to that figure as to the percentage it is derived from. Displaying it does not make the Service, or that signal, personalised advice, and you can remove your portfolio data at any time to stop it being shown.
You should obtain advice from a licensed professional in your jurisdiction, who is able to consider your particular circumstances, before making any investment decision.
The Service publishes historical, backtested and, where indicated, owner-reported performance information. All of it is subject to material limitations, and you must read it with those limitations in mind.
Investing involves risk, including the total loss of the amount invested. Concentrated positions in smaller companies, which this model frequently identifies, carry heightened risk of sudden and severe loss, including from gaps, halts and insolvency.
The Service depends on data published by third parties, including the SEC's EDGAR system, congressional disclosure datasets, market-data providers and news feeds. That data may be delayed, incomplete, revised, mis-keyed at source, or unavailable.
Prices and market statistics shown on the Service are indicative and are provided for context only. They must not be relied on for order execution, valuation, tax reporting or price verification. Corporate actions such as splits, reverse splits, mergers and delistings can distort historical price series, and not every such distortion is detected.
We make no representation or warranty that any figure on the Service is accurate, current or complete, and we are not obliged to correct or update it.
Some features require an account. When you register you agree to provide accurate information and to keep it current.
An account is a convenience for accessing the Service. It does not create an account with any financial institution, confer any interest in any asset, or entitle you to any financial product.
You agree not to:
If you believe you have found a security vulnerability, we ask that you report it to admin@insiderscanner.net before disclosing it publicly.
The underlying filings and disclosures reported on the Service are public records and are not claimed by us. Our selection, scoring, arrangement, written commentary, design, code and presentation are our property and are protected by intellectual-property law.
You may read, quote briefly with attribution, and share links to the Service for personal, non-commercial purposes. All other rights are reserved. Nothing in these Terms transfers ownership of anything to you.
The Service embeds and links to third-party services, including an interactive chart supplied by TradingView and web fonts served by Google. Loading a page may cause your browser to connect directly to those providers, which is governed by their own terms and privacy policies rather than ours. We do not control them and are not responsible for them.
Links to external sites are provided for convenience and are not endorsements.
The Service is provided free of charge and on a best-effort basis. Scanning and publishing run on a periodic schedule, not continuously, and there may be delays between a filing appearing at the source and appearing here. We may modify, suspend, restrict or discontinue any part of the Service at any time, with or without notice, and without liability.
A scan that finds nothing publishable will result in no new signals. That is a normal outcome and not a fault.
The Service is provided “as is” and “as available”, without warranty of any kind. To the fullest extent permitted by law, we disclaim all warranties, express, implied or statutory, including any implied warranty of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and any warranty arising from course of dealing or usage of trade.
Without limiting the foregoing, we do not warrant that the Service will be uninterrupted, timely, secure or error-free; that any defect will be corrected; or that any information obtained through the Service is accurate, complete or reliable.
Some jurisdictions do not allow the exclusion of certain warranties. Where that is so, the exclusions above apply to the fullest extent permitted, and nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded.
To the fullest extent permitted by law, we will not be liable for any trading or investment loss, lost profit, lost opportunity, loss of data, loss of goodwill, or any indirect, incidental, special, consequential, exemplary or punitive damages arising out of or relating to your use of, or inability to use, the Service — whether based in contract, tort, negligence, strict liability or otherwise, and whether or not we have been advised of the possibility of such damages.
You alone bear responsibility for every investment decision you make. We are not liable for decisions you take in reliance on the Service, including where the Service was delayed, unavailable, incomplete or wrong.
Where liability cannot lawfully be excluded, our total aggregate liability arising out of or relating to the Service is limited to the greater of (a) the total amount you paid us for the Service in the twelve months preceding the event giving rise to the claim, and (b) USD 50.
You agree to indemnify and hold harmless the operator of INSIDER SCANNER from and against any claim, demand, loss, liability, cost or expense (including reasonable legal fees) arising out of your use of the Service, your breach of these Terms, your violation of any law, or your infringement of any third party's rights.
We may suspend or terminate your access to the Service, in whole or in part, at any time and without notice, including where we reasonably believe you have breached these Terms or where your use poses a risk to the Service or to other users.
Sections that by their nature should survive termination — including sections 4, 5, 6, 9, 12, 13, 14, 17 and 18 — survive.
We may revise these Terms from time to time. The “last updated” date at the top of this page shows when they last changed. Material changes will be signalled on the Service where practicable. Continuing to use the Service after a change takes effect constitutes acceptance of the revised Terms. If you do not accept them, stop using the Service and close your account.
These Terms and any dispute arising out of or in connection with them or the Service are governed by the laws of the State of Kuwait, without regard to conflict-of-laws principles. The courts of Kuwait have exclusive jurisdiction, save that we may seek injunctive relief in any competent jurisdiction to protect our intellectual property or the security of the Service.
Nothing in this section deprives a consumer of the protection of mandatory provisions of the law of their country of habitual residence, where such protection cannot be derogated from by agreement.
You agree to raise any dispute with us informally first, by writing to admin@insiderscanner.net, and to allow 30 days for resolution before commencing proceedings.
Questions about these Terms may be sent to admin@insiderscanner.net.