A · MEDIUM conviction · SWING · 2026-08-11
32.68Entry reference
35.95Model target
30.0Max hold (days)
20.0%Model allocation
Lamba Lakhbir S. · Pres, CEO
CEO Lamba put in $316K on Aug 11, raising his stake ~22%, into a deeply washed-out chart: RSI 28.7, 7% off the 52w low after a -22.5% 20-day drop and below ma20/ma50 — a capitulation buy by the operator. Trades at ~7x P/E with a 3.4% yield in a Financial Services sector beating SPY by ~10%. Recent buyback (10.2% of shares) plus soft guidance and rising credit losses is the tension, but CEO conviction at the low is a clean swing setup; target +10%.
Watch: Softer FY guidance, net credit losses 12.2% above forecast, rising funding costs; below both MAs (falling knife risk); single insider.